Monthly Archives: February 2016

• The Team That Eats Together Performs Better | Jacksonville Employee Benefits

  Posted on February 29th, 2016

  By Bill Olson Chief Marketing Officer at United Benefit Advisors Do your employees often eat alone? If so, you may be missing an opportunity, according to an article on the Society For Human Resource Management’s website titled, “Breaking Bread At Work Boosts Bottom Line, Study Claims.” This goes beyond the… Read more »

• HRAs, HSAs, and Health FSAs – What’s the Difference? | Employee Benefits Florida

  Posted on February 25th, 2016

  By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their own account, at least for bookkeeping purposes. Under the tax rules,… Read more »

• Avoiding a “Self Reported” Disability Claim Nightmare | FL Benefits Broker

  Posted on February 22nd, 2016

  By Allan Checkoway, RHU http://disabilityandseniorresources.com/ 1,200,100 Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2,816,200 Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). The number of disability applications more than doubled while denials more… Read more »

• Webinar Series | Coordinated Benefits Group

  Posted on February 18th, 2016

  More complex compliance regulations and rapidly shifting benefits programs pose an increasing challenge to employers. We, as part of the United Benefit Advisors, (UBA) are committed to delivering knowledge that will help simplify those complicated choices and improve the effectiveness and success of your programs. In order to provide educational… Read more »

• Top 10 Questions about the Minimum Value Penalty | Florida Employee Benefits

  Posted on February 16th, 2016

  By Danielle Capilla Chief Compliance Officer at United Benefit Advisors An employer that offers minimum essential coverage to substantially all of its full-time employees may still owe penalties if the coverage it offers is inadequate because it is not “affordable” or it does not provide “minimum value.” It also may… Read more »

• Minimum Value: HRA Contributions and Flex Credits | Jacksonville Benefits Broker

  Posted on February 11th, 2016

  By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Internal Revenue Service (IRS) recently issued a final rule that clarifies various topics relating to the Patient Protection and Affordable Care Act (ACA) and premium tax credit eligibility provisions. Mirroring guidance from IRS Notice 2015-87, the final rule clarifies… Read more »

• IRS Updates FAQs Related to 6055/6056 Reporting | Jacksonville Employee Benefits

  Posted on February 8th, 2016

  By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The long-standing IRS FAQs related to reporting under sections 6055 and 6056 on requirements provided by the Patient Protection and Affordable Care Act (ACA) have been updated to reflect new information. Final instructions for both the 1094-B and 1095-B and… Read more »

• World Cancer Day | Coordinated Benefits Group

  Posted on February 4th, 2016

  We Can – I Can 4th February – Today is World Cancer Day #WorldCancerDay #WeCanICan Taking place under the tagline ‘We can. I can.’, World Cancer Day 2016-2018 will explore how everyone – as a collective or as individuals – can do their part to reduce the global burden of… Read more »

• Being Hyper Aware of Hypertension | FL Benefits Broker

  Posted on February 1st, 2016

  By Bill Olson Chief Marketing Officer at United Benefit Advisors As wellness programs continue to flourish particularly among large employers, a discovery is being made about one of the most important health conditions – hypertension. Hypertension (also known as high blood pressure) is a medical issue where the pressure of… Read more »