Monthly Archives: May 2016

  • Digital Eye Strain and Vision Benefits | Employee Benefits Jacksonville

    Posted on May 30th, 2016

    By Geoff Mukhtar Communications Manager at United Benefit Advisors Eighty-one percent of employees have elected vision benefits in 2016, up from 78 percent last year, according to Transitions. This increase moved vision into a tie with dental as the second most popular benefit election behind medical. Digital eye strain, which… Read more »

  • Same-Sex Marriages and Group Health Benefits | Benefits Broker FL

    Posted on May 26th, 2016

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors From 2013 to 2015, a series of Supreme Court cases and government updates have changed the landscape of the way employers must consider same-sex spouses in relation to employee benefits. Most recently, in June 2015, the Supreme Court ruled in… Read more »

  • Dental Insurance and Preexisting Conditions | Florida Benefits Broker

    Posted on May 23rd, 2016

    By Barb Nefer Insurance is designed to offset major expenses in various life areas. For example, a homeowner’s policy covers damage to your house, while car insurance pays for repairs after an auto accident. Medical policies do not cover dental work, but you can get dedicated dental insurance. Dental… Read more »

  • When It Comes to Employees’ Financial Wellness, Face Time Matters | Benefits Specialist FL

    Posted on May 20th, 2016

    By Geoff Mukhtar Communications Manager at United Benefit Advisors Many employers have done an excellent job of integrating financial wellness programs with their employees in order for them to improve their overall financial well-being. However, the most significant progress appears to be when employees actually speak with a qualified human… Read more »

  • Employers Ask: What Prevents Me from Reimbursing Individual Health Insurance Policies? | Jacksonville Employee Benefits

    Posted on May 16th, 2016

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors In serving 36,000 employers and 5 million employees, our UBA Partners get this question frequently: What federal guidance prohibits employers from reimbursing individual health insurance policies? Answer: The IRS has issued extensive guidance prohibiting employers from reimbursing health insurance policies… Read more »

  • What Blood Tests Are Performed in a Life Insurance Physical? | Employee Benefits Florida

    Posted on May 12th, 2016

    By Patty Tansang Overview A physical examination may be needed when you purchase a life insurance policy, especially for larger benefit amounts. Insurance underwriters use a multitude of factors to determine your risk of premature death, and hence, how much premium you will be charged. In addition to asking… Read more »

  • ACA Regulations Roundup (and Free Resources) | Florida Benefits Specialist

    Posted on May 9th, 2016

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The government was busy recently, issuing the massive Benefit Payment and Parameters rule in addition to numerous other updates. Our recent blog reviews the updates to the Benefit Payment and Parameters rule; for more detailed information as it relates to… Read more »

  • Moving from Employee Wellness to Employee Well-Being | FL Benefits Broker

    Posted on May 5th, 2016

    By Lisa Weston, Lisa Weston, CWC, CWPM Director of Wellbeing Program Management at BAGNALL A UBA Partner Firm The terms “wellness” and “well-being” are often used interchangeably; however, they mean very different things when applied to workplace health promotion. Traditionally speaking, employee “wellness” programs have primarily focused on just physical… Read more »

  • New ACA Guidance | Jacksonville Benefits Broker

    Posted on May 3rd, 2016

    Abridged from On April 20, 2016, the Departments of Labor, Health and Human Services, and the Treasury released the 31st set of Frequently Asked Questions (FAQs) on the implementation of the Affordable Care Act (ACA) and other health plan-related laws. The FAQs address questions on preventive services, coverage rescissions,… Read more »


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