Category: ACA

  • All About Health Savings Accounts | Florida Employee Benefits

    Posted on March 15th, 2018

    Taking control of health care expenses is on the top of most people’s to-do list for 2018.  The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans.  So, how do you save money on health care when the costs seems to keep increasing faster than wage… Read more »

  • IRS Updates Guidance on Play-or-Pay Penalty Assessments | Florida Benefit Advisors

    Posted on December 13th, 2017

    Beginning in 2015, to comply with the Patient Protection and Affordable Care Act (ACA), “large” employers must offer their full-time employees health coverage, or pay one of two employer shared responsibility / play-or-pay penalties. The Internal Revenue Service (IRS) determines the penalty each calendar year after employees have filed their… Read more »

  • President Trump Ends ACA Cost Sharing Reductions | Florida Benefit Advisors

    Posted on October 19th, 2017

    On the evening of October 12, 2017, President Trump announced that cost sharing reductions for low income Americans in relation to the Patient Protection and Affordable Care Act (ACA) would be stopped. The Department of Health and Human Services (HHS) has confirmed that payments will be stopped immediately. While there… Read more »

  • IRS Roundup: What Employers Need to Know about the Latest ACA Notices | Florida Benefit Advisors

    Posted on October 6th, 2017

    In spite of the recent efforts by Congress to change or repeal the ACA, its provisions are still in effect. The IRS has issued continuing guidance on the affordability rate for coverage, the employer shared responsibility provisions and reporting, and the individual mandate provision. IRS Released the 2018 Affordability Rate… Read more »

  • IRS Releases Drafts of 2017 Forms 1094 and 1095 | Florida Benefit Advisors

    Posted on September 26th, 2017

    The IRS has released drafts of the forms and instructions that employers will use for 2017 reporting under the Affordable Care Act (ACA). It is expected that when the IRS releases final versions, the material will be virtually identical to the drafts. Applicable large employers (ALEs) will use the following:… Read more »

  • Employers Ask: What Prevents Me from Reimbursing Individual Health Insurance Policies? | Jacksonville Employee Benefits

    Posted on May 16th, 2016

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors In serving 36,000 employers and 5 million employees, our UBA Partners get this question frequently: What federal guidance prohibits employers from reimbursing individual health insurance policies? Answer: The IRS has issued extensive guidance prohibiting employers from reimbursing health insurance policies… Read more »

  • ACA Regulations Roundup (and Free Resources) | Florida Benefits Specialist

    Posted on May 9th, 2016

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The government was busy recently, issuing the massive Benefit Payment and Parameters rule in addition to numerous other updates. Our recent blog reviews the updates to the Benefit Payment and Parameters rule; for more detailed information as it relates to… Read more »

  • New ACA Guidance | Jacksonville Benefits Broker

    Posted on May 3rd, 2016

    Abridged from On April 20, 2016, the Departments of Labor, Health and Human Services, and the Treasury released the 31st set of Frequently Asked Questions (FAQs) on the implementation of the Affordable Care Act (ACA) and other health plan-related laws. The FAQs address questions on preventive services, coverage rescissions,… Read more »

  • What Is COBRA, and Does It Apply to My Business? | Benefits Broker Florida

    Posted on April 5th, 2016

    By Jennifer Kupper In-house Counsel & Compliance Officer for iaCONSULTING a UBA Partner Firm In the earlier days of the Patient Protection and Affordable Care Act (ACA), a common question among employers and benefit advisors was whether there would still be a need for COBRA, the Federal Consolidated Omnibus Budget… Read more »

  • IRS Reporting Tip: Check the Right Boxes on Your Cover Sheet | Benefits Broker FL

    Posted on March 31st, 2016

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Under the Patient Protection and Affordable Care Act (ACA), individuals are required to have health insurance while applicable large employers (ALEs) are required to offer health benefits to their full-time employees. In order for the Internal Revenue Service (IRS) to… Read more »


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