Blog Archives

  • 2017 UBA Healthplan Survey | Florida Benefit Advisors

    Posted on December 27th, 2017

    It was recently unveiled the latest findings from our 2017 Health Plan Survey. With data on 20,099 health plans sponsored by 11,221 employers, the UBA survey is nearly three times larger than the next two of the nation’s largest health plan benchmarking surveys combined. Here are the top trends at… Read more »

  • Benefit Plan Design: Charging Employees Different Premiums | Florida Benefit Advisors

    Posted on November 2nd, 2017

    Employers who are designing a health and welfare benefit plan for their employees often wonder about the rules relating to setting premiums for employees. Employers generally have significant flexibility in this part of their plan’s design. Common structures contemplated by employers include, but are not limited to: Charging all employees… Read more »

  • IRS Roundup: What Employers Need to Know about the Latest ACA Notices | Florida Benefit Advisors

    Posted on October 6th, 2017

    In spite of the recent efforts by Congress to change or repeal the ACA, its provisions are still in effect. The IRS has issued continuing guidance on the affordability rate for coverage, the employer shared responsibility provisions and reporting, and the individual mandate provision. IRS Released the 2018 Affordability Rate… Read more »

  • TeleMedicine – The NextGen Benefit of Minor Healthcare

    Posted on August 29th, 2017

    It’s not surprising that 2017 stands to be the year many will have an experience to share using a Telemedicine or a Virtual Doctor service. With current market trends, government regulations, and changing economic demands, it’s fast becoming a more popular alternative to traditional healthcare visits.  And, as healthcare costs… Read more »

  • Top Five Best and Worst States for Group Health Plans | Jacksonville Benefits Broker

    Posted on April 11th, 2016

    By Matt Weimer, Director of Strategic Solutions Diversified Insurance Solutions, Inc., a UBA Partner Firm Health insurance premium renewal rates increased an average of 6.2 percent for all plans in 2015, up from the previous year’s 5.6 percent increase, according to UBA’s Health Plan Survey. Small businesses with fewer than… Read more »

  • How to Benchmark Your Health Plan | Florida Employee Benefits

    Posted on January 25th, 2016

    By Bill Olson Chief Marketing Officer at United Benefit Advisors Are you benchmarking your health plan correctly? If you are using data from your carrier or a small study of only large employers, chances are you are not effectively analyzing your rates. To truly benchmark your plan, you need to… Read more »

  • Upcoming ERISA-related Supreme Court Cases to Watch | Florida Benefits Broker

    Posted on July 28th, 2015

    By Danielle Capilla, Chief Compliance Officer at United Benefit Advisors The Supreme Court has granted the petition in Gobeille v. Liberty Mutual Insurance Company, a case centered on the issue of whether the Employee Retirement Income Security Act of 1974 (ERISA) preempts Vermont’s health care database law as it was… Read more »

  • Cost-Sharing Limits; Provider Discrimination FAQ Released | Florida Employee Benefits

    Posted on July 3rd, 2015

    By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Recently, federal agencies, including the Department of Labor (DOL), issued a short five-question FAQ on two ACA-related issues: limitations on cost-sharing and provider discrimination. The FAQ further clarified that the self-only maximum annual limitation on cost sharing applies to each… Read more »


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